BLOG

Applying for a mortgage can be one of the most daunting steps in the journey to homeownership. While it might seem straightforward to approach a bank or lender directly, many applicants find themselves overwhelmed and facing rejection. Here's why enlisting the help of a mortgage adviser can make all the difference.

Stamp duty is a tax that's charged when you buy a property in the UK, but you'll only need to pay it if the price of that property reaches a certain threshold. Our guide below shows you just how much you'll need to pay. Read the full guide for exactly how stamp duty works in different parts of the UK and when you need to pay it by.

Final ThoughtsBuilding savings and a deposit for your first home requires dedication, discipline, and smart financial planning. By setting clear goals, budgeting effectively, reducing expenses, and exploring additional income streams, you can make your dream of homeownership a reality. Start today, stay focused, and take one step at a time towards achieving your goal.